Features of Monzo Bank - Mobile Banking

Easy Group Spending

• Split bills or set up tabs for shared expenses
• Request or send money with a link

Monzo Flex Service

• Use Flex to turn almost any purchase in shops or online into 3, 6, or 12 installments – even purchases you made two weeks ago!
• Apply for Flex from your Monzo account. If eligible, Flex payments are interest-free over 3 installments, or 24% APR representative (variable) over 6 and 12 installments. 18+. Ts & Cs apply.
• Consider the cost of credit before flexing a purchase. Missing payments may negatively impact your credit score and you may lose the interest-free rate on existing plans.
• Representative example: £1200 credit limit. 24% APR representative (variable). 24% yearly interest (variable).